Make it easier to run your business by simplifying invoice payments and amplifying your business cash flow. Melio gives businesses the flexibility to pay vendors, suppliers and contractors exactly the way they want. Vendors get a check or a bank transfer and don’t even need to sign up.
Pay all bills on your terms. You can pay literally every business expense and invoice online. Choose to make payment by free ACH bank transfer, or with your card (2.9% fee)*. Vendors get a paper check in the mail or instant direct deposit with no need to sign up.
 Keep your books in check, automatically. Melio syncs seamlessly with your accounting software so you can keep track of money going in and out. Eliminate dual data entry with automatic two-way sync for all your bills and bill payments with QuickBooks Online or Xero.

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Get total payment flexibility: ACH bank transfer (free), debit or credit card (2.9% fee). Your vendors choose how to receive the payment by check or bank transfer.


Hold onto your cash longer. Defer payments and pay with credit card. Vendors get paid on time, you keep cash until the next billing cycle, get more time and rack up points.


Sign up for a free account, choose business or accountant, enter business information, estimated payment volume, go to dashboard and schedule first payment.


Sync with your accounting software: QuickBooks Online and Xero. Track money coming in with: QuickBooks Desktop, Xero, FreshBooks and Business Central


Help page with articles covering how to get started, making payments, integrations, app and much more. Still need help? You can submit a request form.

Use Case

The perfect payment solution for the industries: food and beverage, wine and spirits, logistics business, construction businesses, retail, nonprofits and agencies.